Buyer’s guide

Buying property in Puerto Vallarta

Find your dream property in Puerto Vallarta with expert guidance. From beachfront condos to hillside villas, we’ll walk you through the process with confidence.

Browse properties The fideicomiso, explained

The process

How buying works, step by step

1
Define the search
We start with how you plan to use the property (full-time, seasonal or as an investment) and shortlist options from our exclusives and the full MLS.
2
Visit & choose
Showings in person or by video call, with straight answers on building history, HOA fees, rental rules and resale outlook.
3
Offer & purchase agreement
We present your offer and negotiate terms. Once accepted, both parties sign the purchase agreement that sets price, closing date and conditions.
4
Due diligence & escrow
Inspection and legal review take place while your deposit is held securely by a neutral escrow company until every condition is met.
5
Bank trust & notary
A Mexican bank sets up your fideicomiso and a notary public formalizes the transfer. Our closing team coordinates every party.
6
Closing & handover
After the final walk-through you sign, funds are released and the property is yours. We stay on for utilities, staff and anything after.

You might be wondering…

What is a fideicomiso, why is it necessary, and how does it work?

What is a fideicomiso?

A fideicomiso is a bank trust that allows foreign individuals and companies to legally acquire and own real estate within Mexico’s restricted zone (coastal and border areas, including Puerto Vallarta). Through it, a Mexican bank holds the property in trust for your benefit, giving you the same rights as a direct owner.

Why is it necessary?

Mexican law restricts direct ownership of real estate in the coastal and border zone for foreign buyers. The fideicomiso provides a secure, legal and well-established way for foreigners to purchase, own, use, sell or transfer property in these areas.

For buyers

The fideicomiso gives you full ownership rights, including the right to use, rent, sell or transfer the property. It offers legal security and peace of mind, and makes the purchase process safe and transparent.

For sellers

A fideicomiso allows you to sell your property to foreign buyers, expanding the pool of potential clients and making your property eligible for international purchasers.

How does it work?

1
The buyer selects the property and agrees on the terms.
2
A Mexican bank sets up the fideicomiso in the buyer’s name.
3
The property deed is transferred to the trust.
4
The buyer pays the purchase price.
5
The buyer receives the trust documentation and can now enjoy, rent, sell or transfer the property.

A trusted process. A secure investment. Your home in Mexico, without limits.

Payment calculator

A quick estimate for a financed purchase. Adjust the figures to match your plan.

Purchase price (USD)Down payment30% · $225,000

Interest rate (%)Term

Estimated monthly payment

$4,894USD/mo.

Loan amount: $525,000
Down payment: $225,000

Talk about financing

Indicative figures for principal and interest only. Taxes, insurance, HOA and trust fees are not included, and this is not a loan offer. Ask us about lenders that finance foreign buyers in Mexico.

Buyers

Frequently asked questions

Can I purchase property in Puerto Vallarta as a foreigner?

Yes. Foreigners can buy property in Puerto Vallarta; within the coastal zone ownership is held through a bank trust (fideicomiso). Legal advice is recommended to understand the process and requirements.

What type of visa or document do I need to buy property in Mexico?

You do not need a specific visa to buy property in Mexico. You can purchase as a tourist, or consider temporary or permanent residency if you plan to stay longer.

What are the additional costs when buying?

In addition to the purchase price, plan for transfer taxes (such as the real estate acquisition tax) and notarial fees, which typically amount to around 3–5% of the property price.

What is the process for buying a property?

It generally involves signing a purchase contract, conducting legal and financial due diligence, paying a deposit, and completing the transaction before a notary public. A real estate agent and a specialized attorney guide you through it.

Is it safe to invest in real estate in Puerto Vallarta?

Yes. Puerto Vallarta is considered a safe destination for real estate investment. As always, research carefully and work with trusted local agents and professionals.

Can I finance the purchase with a mortgage?

Yes. Some banks and lenders in Mexico offer mortgages for foreigners. Terms and conditions vary, so it’s important to compare options. We can introduce you to lenders we trust.

G&G Exclusives